Page 3 - 2020 Goodwill Benefits Guide
P. 3
2020
Goodwill Industries Benefits Enrollment
MEDICAL AND PRESCRIPTION Important Insurance
DRUG Terms
Your health is important, and it is really important to Goodwill that Deductible: the amount of
money you are responsible for
you take care of yourself and stay healthy. To help, Goodwill pays a paying up-front before your
portion of your premium cost to purchase health insurance. We have also plan pays its portion
designed a plan that helps cover the cost of most healthcare services. Coinsurance: the percentage
you and the plan pay; in
Medical and pharmacy coverage is provided by BlueCross BlueShield of our plans, you pay a smaller
Tennessee (BCBST). Employees who enroll will receive an ID card. percentage and the plan pays
a larger percentage
BCBST Member Site Copay: a ixed amount for
certain services you pay in
Visit www.bcbst.com or call 800.565.9140 for additional information some of our plans
and take advantage of all the helpful tools and resources available. Out-of-pocket maximum:
the limit on your expenses;
In-network provider and pharmacy searches once you reach this limit,
the plan covers all eligible
A list of prescription drugs covered by our plan expenses for the remainder of
the plan year
Access to temporary ID cards and instructions to order another ID
card
Information about paid and pending claims
What is a Network?
A network is a group of providers your plan contracts with at discounted
rates. You will almost always pay less when you receive care in-network.
The Select (S) Network with BCBST is a lower cost option for Goodwill
employees. It DOES NOT cover services provided by HCA/TriStar
Hospitals or physicians.
How Do I Find an In-network Doctor?
You can ind an in-network doctor by completing one of the following:
Go to www.bcbst.com, select Find a Doctor, then Search for
providers or facilities now. Enter the doctor or medical specialty
information or select Advanced Search
Call Customer Service at 800.565.9140
Contact your designated Human Resources Business Partner for
assistance
3
Goodwill Industries Benefits Enrollment
MEDICAL AND PRESCRIPTION Important Insurance
DRUG Terms
Your health is important, and it is really important to Goodwill that Deductible: the amount of
money you are responsible for
you take care of yourself and stay healthy. To help, Goodwill pays a paying up-front before your
portion of your premium cost to purchase health insurance. We have also plan pays its portion
designed a plan that helps cover the cost of most healthcare services. Coinsurance: the percentage
you and the plan pay; in
Medical and pharmacy coverage is provided by BlueCross BlueShield of our plans, you pay a smaller
Tennessee (BCBST). Employees who enroll will receive an ID card. percentage and the plan pays
a larger percentage
BCBST Member Site Copay: a ixed amount for
certain services you pay in
Visit www.bcbst.com or call 800.565.9140 for additional information some of our plans
and take advantage of all the helpful tools and resources available. Out-of-pocket maximum:
the limit on your expenses;
In-network provider and pharmacy searches once you reach this limit,
the plan covers all eligible
A list of prescription drugs covered by our plan expenses for the remainder of
the plan year
Access to temporary ID cards and instructions to order another ID
card
Information about paid and pending claims
What is a Network?
A network is a group of providers your plan contracts with at discounted
rates. You will almost always pay less when you receive care in-network.
The Select (S) Network with BCBST is a lower cost option for Goodwill
employees. It DOES NOT cover services provided by HCA/TriStar
Hospitals or physicians.
How Do I Find an In-network Doctor?
You can ind an in-network doctor by completing one of the following:
Go to www.bcbst.com, select Find a Doctor, then Search for
providers or facilities now. Enter the doctor or medical specialty
information or select Advanced Search
Call Customer Service at 800.565.9140
Contact your designated Human Resources Business Partner for
assistance
3
