Page 9 - Dentons 2021 Benefits Guide Retiree
P. 9
2021
Dentons Benefits Guide
BLUE CROSS BLUE SHIELD OF IL
MEDICAL PLANS
Blue Cross Blue Shield of IL (“BCBSIL”), in concert with other Blue Cross Blue Shield plans across
the US, offers one of the nation’s largest network of providers to ensure you and your family have
access to care where ever you live and work. For 2021 we will continue to offer the traditional
PPO 1200 alongside our two Health Savings Account compatible high-deductible. Consumer
Driven Health Plans (CDHPs), the CDHP 1500 and CDHP 3000. As illustrated below, PPO plans are
traditional copay based plans with low deductibles and slightly higher monthly premiums, whereas
CDHPs cost less on a monthly basis in exchange for greater cost-sharing only when care is actually
needed. Pairing a CDHP with a Health Savings Account allows you to save for the “what ifs” in life
and reduces your taxable income.
Reminder: BCBSIL made changes to their utilization management program regarding
preauthorization for certain procedure. For more information, see Blue Cross Blue Shield
information at the back of this guide.
Reminder, CVS pharmacies are NOT a part of the BCBSIL network.
9
Dentons Benefits Guide
BLUE CROSS BLUE SHIELD OF IL
MEDICAL PLANS
Blue Cross Blue Shield of IL (“BCBSIL”), in concert with other Blue Cross Blue Shield plans across
the US, offers one of the nation’s largest network of providers to ensure you and your family have
access to care where ever you live and work. For 2021 we will continue to offer the traditional
PPO 1200 alongside our two Health Savings Account compatible high-deductible. Consumer
Driven Health Plans (CDHPs), the CDHP 1500 and CDHP 3000. As illustrated below, PPO plans are
traditional copay based plans with low deductibles and slightly higher monthly premiums, whereas
CDHPs cost less on a monthly basis in exchange for greater cost-sharing only when care is actually
needed. Pairing a CDHP with a Health Savings Account allows you to save for the “what ifs” in life
and reduces your taxable income.
Reminder: BCBSIL made changes to their utilization management program regarding
preauthorization for certain procedure. For more information, see Blue Cross Blue Shield
information at the back of this guide.
Reminder, CVS pharmacies are NOT a part of the BCBSIL network.
9
