Page 23 - Dawson 2021 New Hire Guide
P. 23
2021 Benefits Guide
The remainder of this Guide describes additional beneits
Supplemental Medical Coverage available for purchase.
Voluntary Benefits
Expenses, big and small, can add up. Think about your ability to pay for expenses if you or your family member
were seriously injured or experienced a critical illness or hospitalization. The Hartford’s Accidental Injury, Critical
Illness, and Hospital Care insurance can supplement your health plan and provide you and your family with the
coverage and additional inancial protection you may need for expenses associated with an unplanned covered
accident, illness, or hospitalization. These plans pay beneits directly to you. What you do with the money is all up
to you.
Critical Illness
There are a lot of expenses associated with a critical Portable—coverage is portable which means you
illness and a major medical plan may not cover them all. can take this plan with you if you no longer work
Critical Illness coverage helps you focus on recuperation for DAWSON
instead of the distraction of out-of-pocket costs. Similar Health screening (wellness) beneit—provides a
to Life Insurance which pays your beneiciary a lump-sum beneit amount of $50 for a health screening test
beneit upon death, a Critical Illness plan pays you a cash taken by a covered person; the beneit is limited to
beneit upon a diagnosis of a covered illness. Covered payment of one beneit amount per calendar year
diagnoses include but are not limited to the following: for each covered person
Employees must be actively at work to elect this
Cancer Organ failure beneit
Heart attack Stroke As you enroll through ADP/WFN, the rates will
Other features of the plan are: be calculated based on your age and tobacco status;
Guaranteed issue—each year during open enrollment, if you elect spouse coverage, your age and tobacco
you can elect this coverage without medical questions status will determine the cost for his/her coverage;
see the beneit summary available in ADP/WFN
Employee: Can elect from $10,000 to $30,000 in
$5,000 increments
Spouse: 50% of employee-elected amount
Child(ren): 50% of employee-elected amount
23
The remainder of this Guide describes additional beneits
Supplemental Medical Coverage available for purchase.
Voluntary Benefits
Expenses, big and small, can add up. Think about your ability to pay for expenses if you or your family member
were seriously injured or experienced a critical illness or hospitalization. The Hartford’s Accidental Injury, Critical
Illness, and Hospital Care insurance can supplement your health plan and provide you and your family with the
coverage and additional inancial protection you may need for expenses associated with an unplanned covered
accident, illness, or hospitalization. These plans pay beneits directly to you. What you do with the money is all up
to you.
Critical Illness
There are a lot of expenses associated with a critical Portable—coverage is portable which means you
illness and a major medical plan may not cover them all. can take this plan with you if you no longer work
Critical Illness coverage helps you focus on recuperation for DAWSON
instead of the distraction of out-of-pocket costs. Similar Health screening (wellness) beneit—provides a
to Life Insurance which pays your beneiciary a lump-sum beneit amount of $50 for a health screening test
beneit upon death, a Critical Illness plan pays you a cash taken by a covered person; the beneit is limited to
beneit upon a diagnosis of a covered illness. Covered payment of one beneit amount per calendar year
diagnoses include but are not limited to the following: for each covered person
Employees must be actively at work to elect this
Cancer Organ failure beneit
Heart attack Stroke As you enroll through ADP/WFN, the rates will
Other features of the plan are: be calculated based on your age and tobacco status;
Guaranteed issue—each year during open enrollment, if you elect spouse coverage, your age and tobacco
you can elect this coverage without medical questions status will determine the cost for his/her coverage;
see the beneit summary available in ADP/WFN
Employee: Can elect from $10,000 to $30,000 in
$5,000 increments
Spouse: 50% of employee-elected amount
Child(ren): 50% of employee-elected amount
23
