Page 17 - Dentons 2021 Benefits Guide Mainland
P. 17
2021

Dentons Benefits Guide
LIFE AND AD&D INSURANCE



Group term life insurance offers valuable financial protection for your beneficiaries in the event of
your death. Accidental death and dismemberment (AD&D) insurance will pay an additional death
benefit if your death is a direct result of an accident or dismemberment.

Chiefs, Professionals, Counsel, Non-Partner Lawyers, Directors, Managers, Business Services Staff,
and Paralegals are automatically enrolled as of the first day of the month following one month from
date of hire.

Partners/Principals Voluntary Dependent Life
„ Benefit of 3× salary up to $1,000,000 for and AD&D Insurance
life and AD&D.

„ Partners/Principals pay the entire premium Voluntary dependent life and accidental death
and enrollment is optional. and dismemberment insurance is also offered

„ Partners/Principals may decline coverage by Unum. It allows you to purchase coverage for
at any time if they have coverage your spouse/domestic partner and/or dependent
elsewhere. children up to age 26. You may purchase
coverage for your spouse/domestic partner
Chiefs in increments of $10,000 up to a maximum of
„ Benefit of 3× salary up to $1,000,000 for $500,000, not to exceed 50% of total employee
life and AD&D. coverage amount. You may also purchase

„ Firm pays the entire premium. $10,000 in coverage for dependent child(ren) up
Directors, Managers, Non- to the age 26. Underwriting approval is required
Partner Lawyers, and for amounts over the guaranteed issue amount of
Professionals $50,000 for spouses.

„ Benefit of 2× salary up to $400,000 for life To provide your Statement of
and AD&D. Health (EOI) online, visit the

„ Firm pays the entire premium. portal: Human Resources > Firm
Paralegals and Business Benefits > Life and Disability >
Services Staff Supplemental Life and AD&D
Insurance
„ Benefit of 1.5× salary up to $300,000 for
life and AD&D.

„ Firm pays the entire premium.
Voluntary Life and AD&D

Insurance
Unum offers voluntary life and accidental
death and dismemberment insurance. You may
purchase additional coverage for yourself of
up to 5× your salary in increments of $10,000
up to a maximum of $2,000,000. Underwriting
approval is required for amounts over the
guaranteed issue amount of 3x salary up to
$500,000.

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