Page 3 - Murphy Benefits Guide
P. 3
Welcome to Your Benefits
Enrollment
At Murphy Company, we offer our employees a competitive and
comprehensive beneits program. This is one of many ways we recognize
how important you are to the company. This beneits guide briely
summarizes our program in a quick and easy-to-understand way.
New Hire Enrollment
Newly hired employees have 30 days from your date of hire to enroll in
beneits. If you do not enroll in beneits during your new hire period, you
will not be eligible to enroll in beneits until open enrollment, unless you
experience a qualifying life event. All beneit elections become effective
on the irst of the month following date of hire.
Open Enrollment
Open enrollment is your annual opportunity to review your current
beneits and make beneit changes for the upcoming plan year. During
open enrollment, you can add, change, or decline coverage. In addition,
you can add and/or drop dependents during this time. Outside of
open enrollment, you cannot change your beneit elections, unless you
experience a qualifying life event.
Murphy Company’s plan year is March 1, 2020, through February 28,
2021. Any changes made during open enrollment become effective
March 1, 2020.
Benefits Eligibility
Qualifying Life Event Eligible Employees
A qualifying event is a change in your personal life or employment which You may enroll in the beneits
program if you are a regular full-
may impact your eligibility or dependent’s eligibility for beneits. Examples time employee who is actively
of some qualifying events include the following. working an average of 30 hours
per week.
X Change of legal marital status (e.g., marriage, divorce, death of spouse)
X Change in number of dependents (e.g., birth, adoption, death of Eligible Dependents
dependent, ineligibility due to age) Eligible dependents include your
legally married spouse and children
X Change in employment or job status up to age 26. Children may include
natural, adopted, step-children, as
Please note you have 31 days from the date of your qualifying event to well as children obtained through
court appointed legal guardianship.
make changes to your election. Changes cannot be accepted outside of
the 31-day special enrollment period.
Murphy 3
Enrollment
At Murphy Company, we offer our employees a competitive and
comprehensive beneits program. This is one of many ways we recognize
how important you are to the company. This beneits guide briely
summarizes our program in a quick and easy-to-understand way.
New Hire Enrollment
Newly hired employees have 30 days from your date of hire to enroll in
beneits. If you do not enroll in beneits during your new hire period, you
will not be eligible to enroll in beneits until open enrollment, unless you
experience a qualifying life event. All beneit elections become effective
on the irst of the month following date of hire.
Open Enrollment
Open enrollment is your annual opportunity to review your current
beneits and make beneit changes for the upcoming plan year. During
open enrollment, you can add, change, or decline coverage. In addition,
you can add and/or drop dependents during this time. Outside of
open enrollment, you cannot change your beneit elections, unless you
experience a qualifying life event.
Murphy Company’s plan year is March 1, 2020, through February 28,
2021. Any changes made during open enrollment become effective
March 1, 2020.
Benefits Eligibility
Qualifying Life Event Eligible Employees
A qualifying event is a change in your personal life or employment which You may enroll in the beneits
program if you are a regular full-
may impact your eligibility or dependent’s eligibility for beneits. Examples time employee who is actively
of some qualifying events include the following. working an average of 30 hours
per week.
X Change of legal marital status (e.g., marriage, divorce, death of spouse)
X Change in number of dependents (e.g., birth, adoption, death of Eligible Dependents
dependent, ineligibility due to age) Eligible dependents include your
legally married spouse and children
X Change in employment or job status up to age 26. Children may include
natural, adopted, step-children, as
Please note you have 31 days from the date of your qualifying event to well as children obtained through
court appointed legal guardianship.
make changes to your election. Changes cannot be accepted outside of
the 31-day special enrollment period.
Murphy 3
