Page 28 - Guide
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Examples of
Critical Illnesses Supplemental Voya Employee


Base Module
X Heart attack Benefits Insurance
X Stroke

X Coronary artery bypass Hussmann Corporation offers 2 supplemental insurance programs which can
(25%) help you offset the cost of your healthcare expenses. Critical illness insurance and
X Coma accident insurance are offered by Voya Employee Beneits and present an affordable
X Major organ failure way to help you protect against the inancial stress of unexpected events.
X Permanent paralysis
X End stage renal (kidney) Critical Illness Coverage
failure
An Affordable Way to Help Protect Against the Financial Stress of a
Module A Serious Illness

X Deafness
X Blindness Critical illness insurance pays a lump-sum beneit if you are diagnosed with a
X Benign brain tumor covered illness or condition. You have the option to elect critical illness insurance to
X Occupational HIV meet your needs. Critical illness insurance is a limited beneit policy. It is not health
insurance and does not satisfy the requirement of minimum essential coverage under
Module B the Affordable Care Act.
X Multiple sclerosis
X Amyotrophic lateral Features of critical illness insurance include the following.
sclerosis (ALS)
X Parkinson’s disease X Flexibility: you can use the beneit money for any purpose you like
X Alzheimer’s disease X Payroll deductions: premiums are paid through convenient payroll deductions
X Infectious disease
X Portable: should you leave Hussmann or retire, you can take your coverage with
Cancer Module you
X Cancer
X Carcinoma in situ Who is Eligible for Critical Illness Insurance?
(25%) X You—all active employees working 20+ hours per week
X Skin cancer (10%)
X Your spouse—under age 70; coverage is available only if employee coverage is
elected
X Your child(ren)—to age 26; coverage is available only if employee coverage is
elected














Hussmann

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