Page 6 - Newsletter (Civic design)

To Do More Than Expected

7 Steps for Making your New Year’s

Resolutions Stick!

H 1. Dream big. Audacious goals are compelling. An ambi-

tious aim often inspires others around you. Many will

cheer you on.
R 2. Break big dreams into small-enough steps. Now think

tiny. Small steps move you forward to your ultimate goal.
Look for surefire bets.
3. Understand why you shouldn't make a change. That's

right. Until you grasp why you're sticking like a burr to old habits and routines, it may
be hard to muster enough energy and will to take a hard left toward change.
C 4. Commit yourself. Make yourself accountable through a written or verbal promise to

people you don't want to let down. That will encourage you to power through tough
spots.
O 5. Give yourself a medal. Don't wait to call yourself a winner until you've pounded

through the last mile of your big dream marathon or lost every unwanted ounce.
Health changes are often incremental.
R 6. Learn from the past. Any time you fail to make a change, consider it a step toward
your goal. Why? Because each sincere attempt represents a lesson learned. When you

hit a snag, take a moment to think about what did and didn't work.
N 7. Give thanks for what you do. Forget perfection. Set your sights on finishing that

E Protect Your Identity and Discover

If phrases like identity theft and data breach fill you with an anxiety you might want to
R consider something called a credit freeze. A credit freeze, sometimes referred to as a While it is not the answer to all your problems, it may give you the peace of mind to

security freeze, is a free tool that helps you restrict access to your credit report. How sleep soundly at night.

does this help you? It works like this:
If you are interested in learning more, you can visit the Federal Trade Commission at the
• When someone tries to apply for a new credit line most creditors will need to review
following link:
your credit report before it can be approved.
• If the creditor cannot pull your credit report, due to a credit freeze in place, they will https://www.consumer.ftc.gov/articles/0497