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an	indefinite	basis.	Bernard	is	from	Croatia,	which	has	nice	beaches	of	its	own,
but	he	wanted	to	see	more	of	the	world.

   Bernard	 helps	 companies	 that	 use	 Microsoft	 Office	 applications	 to	 process
large	amounts	of	data,	creating	or	modifying	extensions	that	make	the	data	easier
to	manage.	Bernard	started	by	pricing	at	a	decent	wage	by	Croatian	standards	but
much	 lower	 than	 what	 North	 American	 companies	 were	 used	 to	 paying.	 This
strategy	 worked	 well	 in	 helping	 him	 establish	 a	 client	 base	 and	 a	 good
reputation,	but	the	best	business	decision	came	when	he	tripled	his	rates	for	new
clients.

   One	 day,	 Bernard	 made	 $720	 on	 a	 big	 project.	 Reflecting	 on	 the	 amount’s
significance,	he	wrote:	“Many	people	on	a	minimum	salary	in	Croatia	are	getting
this	 amount	 in	 one	 month.	 People	 who	 get	 double	 that	 amount	 are	 considered
well	paid.	To	have	it	all	come	in	on	a	single	day	is	unheard	of.”	Bernard	might
return	to	his	country	of	origin	at	some	point,	but	it	was	hard	to	imagine	him	ever
returning	to	another	way	of	life.

                           A	Brief	Primer	for	Location	Independence
      	It’s	usually	easier	to	operate	a	business	while	roaming	the	world	than	it	is

         to	start	one.	Be	sure	to	spend	plenty	of	time	getting	set	up	before	you	hit
         the	road.
      	 With	 a	 U.S.	 or	 Canadian	 passport,	 you	 can	 stay	 for	 up	 to	 ninety	 days	 in
         many	different	countries	around	the	world.	In	some	of	them,	you	can	do	a
         “visa	 run”	 across	 the	 border	 after	 the	 time	 is	 up	 and	 then	 return	 for
         another	extended	stay.
      	 You	 can	 learn	 about	 the	 visas	 required	 for	 different	 countries	 by	 visiting
         VisaHQ.com	or	VisaHQ.ca,	a	commercial	service	I	use	for	my	own	visa
         applications.	 Other	 companies	 offer	 the	 same	 assistance,	 and	 you	 don’t
         need	 to	 use	 a	 service	 to	 apply	 for	 visas	 if	 you’re	 not	 traveling	 that
         frequently.
      	 As	 much	 as	 possible,	 keep	 your	 work	 “in	 the	 cloud”	 by	 using	 online
         services	such	as	Google	Docs	and	Dropbox.	This	way,	you	can	access	it
         from	anywhere	and	don’t	have	to	worry	as	much	about	keeping	your	data
         with	you.
      	 Change	 your	 password	 frequently,	 and	 don’t	 use	 the	 name	 of	 your	 cat	 as
         the	password	(not	that	I	learned	this	through	experience	or	anything	…).
      	 Stay	 for	 free	 with	 helpful	 hosts	 through	 CouchSurfing.org,	 or	 at	 low	 cost
         from	individual	landlords	at	AirBnB.com.
      	 You	 can	 start	 from	 anywhere,	 but	 as	 a	 general	 recommendation,	 Latin
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