Page 25 - Federation Magazine: April/May 2018

Summary of cover included in the scheme:

Serving officer (up to age 70) Benefits Full details of cover, including the limitations, exclusions and terms
Life assurance £130,000 and conditions can be found in the policy wordings, which are
Advance from death benefit on terminal prognosis £26,000 available from the West Midlands Police Federation website.
(age 68 and under) The Federation recognises that you may still require higher levels
Child death grant (aged between 6 months and 17 years) £3,000 of life cover to protect financial commitments such as your mortgage.
Best Doctors service® Family cover Serving officers who subscribe to the Group Insurance Scheme
Critical illness insurance £15,000 package can choose from three levels of additional cover:
Child critical illness cover (aged between 30 days
and 18 years) £3,000 Benefit Monthly
Red Arc service Included premium*
Regulation 28 sickness benefit (up to 26 weeks) 20 per £50,000 £6.05
cent of £75,000 £9.00
gross pay £100,000 £12.00
Personal accident lump sum and weekly benefits Included *Payable via payroll deduction, premium rates are subject to periodic
Worldwide family travel insurance (up to 31 days, each trip) Included review and may go up or down.
RAC motor breakdown: roadside, recovery, at home, onward travel Cover ceases at age 65.
and European motoring assistance Included
Mobile phone/gadget insurance Included
Calendar monthly premium: £24.60* A final thought
You may be adequately protected but you need to make sure the right
Optional cover available for partners at additional premium: people receive the benefits. This is a simple process of making sure
your named beneficiaries are up to date and is something you should
Partner of serving officer (up to age 70) Benefits bear in mind throughout your membership of the scheme.
Life assurance £65,000 If you would like to know more about West Midlands Police
Advance from death benefit on terminal prognosis (age 68 and under) £13,000 Federation Group Insurance Scheme, apply for additional life
Child death grant (aged between 6 months and 17 years) £3,000 assurance or update your beneficiary details, please call the
Critical illness insurance £7,500 Federation office on 0121 700 1200 or email
Child critical illness cover (aged between 30 days and 18 years) £3,000 westmidlandspf@polfed.org
Red Arc service Included
Personal accident lump sum and weekly benefits Included West Midlands Police Federation is an Appointed Representative of Arthur J.
Gallagher Insurance Brokers Limited, and George Burrows is a trading name of
RAC motor breakdown: roadside, recovery, at home, onward travel Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated
and European motoring assistance Included by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th
Mobile phone/gadget insurance Included Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company
Calendar monthly premium: £8.45* Number: SC108909 www.ajginternational.com

*Premiums correct at 1 April 2018.

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