Page 2 - Guaranty Home Mortgage-2022-Benefit Guide
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Enrolling in               Your Guaranty Home
         Your Benefits
                                     Mortgage Benefits







                                     We understand the important role that benefits play in the lives of you and your
              Log in at
          https://workforcenow.      family. As a new hire and then annually during open enrollment, you have an
              adp.com                opportunity to make changes to your benefits package to ensure you and your
                                     family have the right coverage.
                                     This benefits guide can help familiarize you with Guaranty Home Mortgage’s
                                     benefit options. It also provides useful tips, tools and resources to help you think
                                     through your options and make wise decisions. As you prepare to enroll:

                                        ●  Consider your benefit coverage needs for the upcoming year. For example, is your
           Begin the benefits
          enrollment process.          family financially protected if you can’t work due to an accident or illness?
                                        ●  Consider other available coverage.
                                        ●  Gather information you’ll need. If you are covering dependents, you will need
                                       their dates of birth and Social Security numbers. In addition, you may need
                                       to provide legal documentation verifying their eligibility — such as a marriage
                                       license or birth certificate.

                                     Getting the most value from your benefits depends on how well you understand
           Elect the benefits
              you want.              your plans and how you choose to use them. Be sure to read this entire guide for
                                     important information about your benefit options.





                                     Table of Contents


                                       3   Benefit Basics                       12   Flexible Spending Accounts
            Save or submit
            your elections.
                                       4   Eligibility                          13   Dental Plan
                                       5   Medical and Pharmacy Plan            14   Vision Plan
                                           Overview
                                                                                15   Life Insurance and Disability
                                       6   Medical and Pharmacy                 17   Voluntary Plans
                                           Coverage
           Print a copy of your                                                 19   Additional Benefits
           elections for your          7   Medical and Resources
               records.                                                          20  401(k) Retirement Savings
                                       8   UnitedHealthcare Resources
                                                                                     Plan
                                       9   Savings and Reimbursement            21   Contact Information
                                           Accounts
                                                                                 22  Glossary
                                      10   Health Savings Account
                                                                                 23   Legal Notices
                                      11   Health Reimbursement
                                           Arrangement

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