Page 3 - Guaranty Home Mortgage-2022-Benefit Guide
P. 3

Benefit Basics







































        Guaranty Home Mortgage pays for some of your benefits and you share the cost for others,
        as shown here.


         Benefit                                 Tax Treatment               Who Pays

         Medical and Pharmacy                        Pretax                 GHMC & You
         Dental                                      Pretax                 GHMC & You

         Vision                                      Pretax                 GHMC & You
         Health Savings Account                      Pretax                 GHMC & You

         Flexible Spending Accounts                  Pretax                     You
         Basic Life and Accidental Death &          After-tax                  GHMC
         Dismemberment (AD&D) Insurance

         Voluntary Life and AD&D Insurance          After-tax                   You
         Short-Term Disability (ER paid)            After-tax                  GHMC
         Short-Term Disability (Buy-up)             After-tax                   You

         Long-Term Disability                       After-tax                  GHMC
         Critical Illness/Accident/Hospital         After-tax                   You
         Indemnity

         401(k) Retirement Savings Plan         Pretax or After-tax         GHMC & You









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