Page 15 - Genesis Care 2022 Benefit Guide

Medical & Spending Voluntary Additional
Contents Prescription Dental Vision Accounts Life & AD&D Disability Benefits 401(k) Information Contacts

VOLUNTARY BENEFITS

GenesisCare offers several voluntary benefits options to our eligible team members.

Accident Insurance Critical Illness Insurance

Accident Insurance provides benefits to help cover the costs Critical Illness Insurance provides cash to help pay for both
associated with unexpected bills due to covered accidents, medical expenses not covered by your medical plan as well
regardless of any other insurance you have. If you purchase as day-to-day expenses that may start to add up — like rent,
coverage and are hurt in a covered accident, you will receive a mortgage, car payments, etc. — while you are ill. With Critical
cash benefit that you may spend as you like. Illness Insurance, if you are diagnosed with a covered illness,
Examples of covered injuries: you get a lump-sum cash benefit, even if you receive other
insurance benefits.
– Broken bones – Torn ligaments – Ruptured discs Examples of covered illnesses:
– Burns – Eye injuries – Concussion
– Cancer – Major organ failure – Surgery
– Heart attack – Coronary artery – Stroke
bypass graft
Hospital Indemnity Insurance
Critical Illness COVERAGE OPTIONS
Hospital Indemnity Insurance provides a fixed lump-sum Team Member Only $10,000, $20,000 or $30,000
payment that can help cover hospital expenses not covered by Spouse/Domestic Partner $5,000, $10,000, or $15,000
insurance, or pays for expenses while you, your spouse/domestic
partner and/or dependents are in the hospital. Child(ren) $5,000 or $10,000
Spouse/Domestic Partner is half of the team member amount.
– The plan pays $1,000 (limit of one time per plan year) for the
initial hospital admission, as well as $200 per day, for up to
30 days, that an individual is hospitalized. Wellness Benefit
– An additional $400 per day is provided for up to 15 days if – Employee and spouse get a $50 payout for completing
the individual is in an intensive care unit. certain wellness activities.
– An additional $100 per day is provided for up to 30 days if – Child(ren) receive $25 per covered child, to a maximum
the individual is confined in a rehabilitation facility of $100.
– The wellness benefit is available in each benefit
shown here.

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