Page 14 - Genesis Care 2022 Benefit Guide

Medical & Spending Voluntary Additional
Contents Prescription Dental Vision Accounts Life & AD&D Disability Benefits 401(k) Information Contacts

DISABILITY

Short Term Disability (STD)

Disability coverage provides income replacement if you’re disabled or are unable to work due to a non-work-related illness, injury or pregnancy.
In the event you are unable to work, GenesisCare provides disability coverage for you. GenesisCare provides eligible team members with short
term disability coverage at no cost.

SHORT TERM DISABILITY

Coverage All team members: 70% of your pre-disability weekly earnings to a maximum of $3,000 per week

When Benefits Begin Benefits begins on the 8th day after an accident or illness

When Benefits End Benefits continue for as long as you are medically unable to work up to a maximum duration of 26 weeks of disability

Long Term Disability (LTD)

GenesisCare will pay the premiums for Long Term Disability insurance under the Core Benefit for all eligible non-physician team members. If you are a
physician and the LTD Core Benefit of 50% is not sufficient coverage, you have the option to purchase a Buy-Up Benefit.

LONG TERM DISABILITY – CORE BENEFIT

– Non-physicians benefit begins: 181st day after an accident or illness
Core Benefit – Non-physicians benefit amount: 60% of your pre-disability weekly earnings to a maximum of $10,000 per month
(Company Paid)
– Physicians benefit amount: 50% of your pre-disability earnings up to a maximum of $5,000 per month

LONG TERM DISABILITY – BUY-UP BENEFIT

Buy-Up Benefit – Physician ONLY benefit amount: 60% of your pre-disability monthly earnings up to a maximum of $15,000 per month
(Team Member Paid) (including the Core Benefit)

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