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Table of Contents

Introduction .................................1 Dependent Care Flexible
Spending Account ................... 40
HEALTH BENEFITS .....................5
Cigna Medical .............................6 Wealth Planning Services ........41
Express Scripts Pharmacy ..........7 My Secure Advantage
Summary of Medical (MSA) Program ..........................41
Coverage ......................................8 AEO Merchandise Discount ... 42
Cigna Dental Insurance ............12 BenefitHub ................................ 42
VSP Vision Insurance ................14 Tuition Reimbursement ........... 43
Aflac Voluntary Benefits...........16 Commuter Benefits
Program ..................................... 43
BENEFIT TOOLS .......................19 Employment and Wage
Cigna One Guide Program ..... 20 Verification ................................ 44
Consumer Medical ................... 21 FutureFuel.io ............................ 44
Cigna Telehealth
Connection ............................... 22 BALANCE ................................... 45
Rx Savings Solutions ............... 22 Emergency Assistance
Services ..................................... 46
WELL-BEING ............................. 23 “Count Me In!” and Corporate
Castlight & Cigna Giving Programs .......................47
Well-Being Programs .............. 24 Paid Time Off (PTO) ................. 48
Omada Programs ..................... 26 Leaves of Absence ................... 49
HingeHealth ............................. 26
Active & Fit Direct .................... 27 NOTICES .....................................51
Mental Health & Emotional AEO Benefitfocus
Well-Being ................................ 28 Communications Portal........... 52
Caregiver Bridge ...................... 29 Notice of Privacy Practices ..... 52
Employee Assistance COBRA ....................................... 53
Program — Cigna ...................... 29 Count Me In!
Enrollment Form ...................... 55
BUDGET ..................................... 31
401(k) ......................................... 32
Roth 401(k) ................................ 33
Employee Stock Purchase
Plan (ESPP) ................................ 34
Life Insurance and AD&D ........ 34
New York Life
Disability Insurance ................. 36
Health Savings Account
(H.S.A.) ...................................... 37
Health Reimbursement
Account (H.R.A.) ....................... 38
Flexible Spending
Accounts (FSA and LFSA) ........ 39