Page 3 - 2022 AEO Benefit Guide

Welcome to AEO U.S. Benefits

Our compensation and benefit programs were designed with our Associates in mind. As a INTRODUCTION
company, we believe it is important to offer highly competitive and comprehensive benefits in
order to attract, retain and motivate the best and brightest talent in the industry.
The book provides a brief description of the U.S. benefits available to you. For complete
information on each benefit described in this book, please refer to the AEO Benefits
Communication portal through the Benefitfocus portal. Your first step is to register at
https://aeobenefits.hrintouch.com, to create your username and password. Then you will
have the ability to access your Benefitfocus enrollment portal through AEO2GO or Nest. For
questions related to our Policies, please visit Policy Tech or contact the Benefits Department.

Benefits you MUST ACTIVELY ENROLL IN during the first 30 days of employment with
eligibility beginning on the 1st day of the month following 30 days from hire date

Benefit Additional Information

Medical Insurance 4 Plan Offerings; Enrollment includes Prescription Drug coverage through Express Scripts; (2) ID Cards.
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Health Reimbursement Automatically enrolled if enrolled in the Cigna Open Access Plus HRA Plan; HRA Debit Card.
Account (HRA)
Health Savings Account Automatically enrolled if enrolled in the Cigna HSA Plan or Cigna Economy HSA Plan; HSA Card.
(HSA)
Flexible Spending Health Care FSA – available if enrolling in a plan without an HSA or not enrolling in AEO insurance;
Accounts Limited Purpose FSA – available if enrolling in a HDHP with an HSA; Dependent Care FSA
2 Plan Offerings; a third dental option (DHMO) will be offered to Associates with an in-network dentist
Dental Insurance
within 25-miles of home zip code; (1) ID Card
Vision Insurance 3 Plan Offerings; No ID Card; Automatic enrollment in VSP Savings Discount Pass if neither insurance is elected

Group Accident 4 levels of coverage offered, depending on how many dependents you have enrolled
Insurance
Group Cancer/Critical Spousal Critical Illness is also offered; a Social Security Number for the spouse is required for enrollment
Illness Insurance
Hospital Indemnity 4 levels of coverage offered, depending on how many dependents you have enrolled
Insurance
Supplemental Life
Insurance and Supplemental Life coverage options include 1x, 2x, or 3x salary; Spousal and Dependent Life Insurance options
Supplemental AD&D
Benefits AUTOMATICALLY PROVIDED by AEO

Benefit When Am I Eligible? Additional Information

Basic Life Insurance and Automatically enrolled in employer Basic Life coverage is 100% of salary;
AD&D Insurance paid benefits 30 days from hire date AD&D coverage is 50% of salary

Short Term Disability Automatically enrolled in employer 75% of pay for up to 25 weeks, after satisfying waiting period
Insurance paid benefits 6 mos. from hire date
Long Term Disability Automatically enrolled in employer 50% of pay, after Short Term Disability ends
Insurance paid benefits 6 mos. from hire date
Paid Time Off (PTO) 60 days from hire date PTO plan details can be found on page 48
Automatically enrolled on the
401(k) 1st day of the month following If 20 years of age or older, automatic enrollment to contribute
3% of your pay
30 days from hire date
FULL TIME BENEFITS — INTRODUCTION 1