Page 11 - 2022 Thrall Benefits Guide
P. 11

Dental Plan



        It’s important to have regular dental exams and cleanings so problems are detected before they become painful — and
        expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth decay and is an important part of
        maintaining your overallhealth.

        While you have the option of choosing any provider, choosing a DPPO Advantage network provider will ensure you receive
        the deepest discounts and lowest out-of-pocket costs.  The is the preferred network with the DPPO network a close second
        choice.  Out-of-Network dental providers are not limited to charging you Cigna’s negotiated rate for services and can cost you
        substantially more, depending on the service provided.
        Look for the CIGNA DPPO ADVANTAGE designation on mycigna.com when searching for recommended providers.




         Plan Provisions                CIGNA DPPO Advantage           CIGNA DPPO               Out-of-Network
         Annual Deductible                    $75 / $225                $150 / $450               $150 / $450
         (Individual/Family)              waived for preventive     waived for preventive     waived for preventive

         Calendar Year Max (Basic)         $1,500 per person          $1,500 per person         $1,500 per person
         Calendar Year Max (Buy-Up)        $2,000 per person          $2,000 per person         $2,000 per person

         Orthodontia Lifetime Max
                                               $2,000                    $2,000                     $2,000
         (Available on Buy-Up plan only)
         Diagnostic & Preventive
         Services (e.g., X-rays,            Covered at 100%         20% afterDeductible        20% afterDeductible
         cleanings, exams)

         Amount you pay after deductible
         Basic and Restorative            20% afterDeductible       40% afterDeductible        40% afterDeductible
         Services (e.g.,fillings)
         Major Services (e.g.,
         dentures, crowns,  bridges)      50% afterDeductible       60% afterDeductible        60% afterDeductible

         Orthodontia
         (for dependents aged 19 &        50% afterDeductible       50% afterDeductible        50% afterDeductible
         under)








        10
                                                                                                                   11
   6   7   8   9   10   11   12   13   14   15   16