Page 13 - 2023 SpecialtyCare Hawaii Benefit Guide

2023 Benefits Guide

Voluntary Short-Term Disability Insurance Coverage

The goal of the disability plan is to provide you Coverage Benefit
with income replacement should you become Voluntary Short-Term ◼ Covers 60% of your base annual
disabled and unable to work due to a non- Disability earnings to a maximum of
work-related illness or injury. SpecialtyCare $3,750 weekly
provides the option to purchase Short Term ◼ Benefit begins 15 days after
Disability coverage through NY Life. accident or sickness and
continues for a maximum of 26
You must elect coverage when you are first weeks
eligible for coverage, or you will be required to ◼ 3/12 pre-existing condition
go through the Evidence of Insurability (EOI) limitation
application process and answer questions *For the enrollment period of 11/21-12/9 2022, associates may enroll in Voluntary Short-Term
about your health*. Disability coverage up to the guaranteed issue amount without the EOI application
requirement for 2023.

Voluntary Long-Term Disability Insurance Coverage
SpecialtyCare provides the option to purchase Coverage Benefit
Long Term Disability coverage through NY Life. Voluntary Long-Term ◼ Covers 60% of your base
Disability annual earnings to a maximum
You must elect coverage when you are first of $15,000 monthly
eligible for coverage, or you will be required to ◼ Benefit begins after six months
go through the Evidence of Insurability (EOI) of disability
application process and answer questions ◼ 3/12 pre-existing condition
about your health. limitation

*For the enrollment period of 11/21-12/9 2022, associates may enroll in Voluntary Long-Term
Disability coverage up to the guaranteed issue amount without the EOI application
requirement for 2023.

SpecialtyCare is not sponsoring or endorsing any of the following voluntary benefits.

Voluntary Critical Illness-Cigna

You can't predict the future, but you can plan for it. Group Voluntary Critical Illness Insurance can help give you
the power to take control of your health when faced with a covered illness. This insurance pays benefits for non-
medical, critical illness-related expenses that health insurance might not cover. The cash benefit is a lump sum
payment, payable to the employee after a covered diagnosis.

PLAN DESCRIPTION BENEFITS Plan 1 Plan 2
Covered Conditions ◼ Heart Attack (100%) Up to $10,000 $Up to 20,000
◼ Stroke (100%)
◼ Coronary Artery Bypass Surgery (25%)
◼ Major Organ Failure (100%)
◼ End-Stage Renal Failure (100%)
◼ Invasive Cancer (100%)
◼ Coma (100%)
◼ Paralysis (100%)
◼ Advanced Alzheimer's or Parkinson's Disease (25%)

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