Page 4 - ECRM 2022 Benefits Guide (CA)

YOUR BENEFITS | core benefit solutions that work for you

ECRM provides the following benefits to all eligible employees. Upon
meeting eligibility, you are automatically enrolled in these benefits
at no cost.

Basic Life Insurance & AD&D
• 1 x your Basic Annual Earnings, rounded to the next higher $1,000 (Minimum benefit of
$10,000 to Maximum of $100,000)
• AD&D is 1 x your Basic Annual Earnings, rounded to the next higher $1,000 (Minimum benefit
of $10,000 to Maximum of $100,000)

Short-Term Disability Insurance
• Covers 60% of weekly base salary
• Weekly maximum benefit of $1,000
• Benefit begins after 7 days for accident or illness
• Benefit continues up to a maximum of 12 weeks
Long-Term Disability Insurance

• Covers 60% of monthly base salary
• Monthly maximum benefit of $5,000
• Benefit begins after 90 days of disability

Employee Assistance Program (EAP)
• 24-hour resource for counseling and support services for you and your immediate family on a
range of topics including emotional distress, substance abuse and work issues
• Child care, elder care, legal, financial and pre-retirement consultation
• Up to four sessions per person, per issue, per year