Page 8 - FantaSea 2021 Benefits Guide
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401(k) Retirement Savings Plan
                                              The FantaSea Resorts 401(k) Retirement Savings Plan offers a
                                              convenient way to save for your future through payroll deductions.
                                              Eligibility

                                              Please refer to the Principal plan booklet for your eligibility start date.

                                              Employee Contributions
                                              Contributions from your pay are made on a pre-tax basis–up to the IRS
                                              annual limit. If you are 50 years of age or older, (or if you will reach age
                                              50 by the end of the year), you may make a catch-up contribution in
                                              addition to the normal IRS annual limit.
                                              Vesting

                                              Please refer to the Principal plan booklet for details on vesting.
                                              For More Information

                                              For additional details about the 401(k) Retirement Savings Plan or to
                                              enroll or change your contribution rates or investment elections, please
                                              refer to the Principal plan booklet.


         Direct Path Advocacy Service

         Need your help with your insurance? Not sure where to turn?

         FantaSea Resorts provides access to an Employee Benefit Advocate through our relationship with our broker, Willis
         Towers Watson. Direct Path realizes that the average person finds health care and insurance frustrating, complicated,
         intimidating and, of course, more and more expensive. Direct Path was formed to provide assistance to our employees
         and their family members with all types of questions and concerns they may have.
         They can help you to resolve benefit questions; claim and billing issues; coordinate appeals; research in-network
         physicians/facilities; and review benefits for specific health care tests and procedures.


         Call 1-800-640-1898 or email your questions to advocate@directpathhealth.com to access the Direct Path program.


             •  It’s Confidential. Let this be your first stop for answers to your questions
             •  Call from home if you wish. Monday - Friday 8am - 9pm ET, Saturday 9am - 2pm ET
             •  Download the Mobile app
             •  Se habla español
             •  Direct Path can help you compare the cost and quality for any planned procedure, and identify lower cost
                options in an area





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