Page 11 - 2022 DPR Construction Benefit Guide_Craft Employees
P. 11

Dental Plan





        Your dental health is an important part of your overall wellness. Dental insurance gives you a reason to smile – it’s affordable
        and covers preventive care (including regular checkups), as well as fillings, bridges, crowns and orthodontia services.
        DPPO Dental Plan


        With the PPO dental plan, you may visit any dentist of your choice. Keep in mind, you’ll receive the highest coverage when
        you use an in-network provider. If you visit an out-of-network provider, you will pay more out-of-pocket for services. Visit
        mycigna.com for provider directory.

                                                                               DPPO PLAN
                                                                 IN-NETWORK                  OUT-OF-NETWORK*
         CALENDAR YEAR DEDUCTIBLE
         Individual                                                  $50                           $75
         Family                                                     $150                           $225

         CALENDAR YEAR PLAN MAXIMUM
         Per Individual                                                      $2,000 per individual
                                                                                  YOU PAY

         PREVENTIVE CARE
         Exams, Cleanings, X-rays, Fluoride Treatments            No Charge                      No Charge
         BASIC SERVICES
         Fillings, Space Maintainers, Sealants, Extractions,
         Oral Surgery, Endodontics, Periodontics,                   20%**                         20%**
         Emergency Exams

         MAJOR PROCEDURES
         Crowns, Inlays/Onlays, Dentures and                        50%**                         50%**
         Bridgework, Repairs
         ORTHODONTIA

                                                                      50% up to a lifetime maximum benefit of
         Adults and Children
                                                                      $2,500 per individual; deductible waived
         * Out-of-network reimbursement is based on the 90th percentile of all provider charges in the geographic area. You are responsible for charges above
         that amount.
         ** Deductible applies
























                                                                                                                  11
   6   7   8   9   10   11   12   13   14   15   16