Page 14 - 2022 DPR Construction Benefit Guide_Craft Employees

Life and Accidental Death

& Dismemberment (AD&D)

Insurance

To protect our DPR families in the event something should happen to you, DPR offers Life and AD&D coverage for employees.
These plans are provided by Symetra Insurance.

Basic Life insurance is provided at no cost to you, and you are automatically enrolled.

AD&D is provided as part of your Basic Life coverage and provides you specified benefits for a covered accidental bodily injury
that directly causes dismemberment (i.e., the loss of a hand, foot or eye). In the event that death occurs from an accident, 100%
of the AD&D benefit would be payable to your beneficiary(ies).
Please make sure your beneficiary information is complete on your benefit enrollment form.

COVERAGE LEVEL COVERAGE AMOUNT

All Eligible Employees $10,000
Benefits will be reduced as follows: 65% at age 70; 45% at age 75; 30% at
Benefit Reductions
age 80; 20% at age 85.

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