Page 26 - 2022 SoFi Benefits Guide

Dental – Delta Dental of California

Our dental plan is provided by Delta Dental. You have the
option to use a Delta Dental provider or choose an out of To learn more about dental wellness and
network provider. Using participating providers means less to get tips to keep your smile bright, you
money out of your pocket! may visit Delta Dental’s wellness site at
There are 2 networks to choose from, each with different mysmileway.com. The site also includes a
benefits. The Delta Dental PPO Network offers contracted link to their children’s website and you can
discounts and you pay a lower coinsurance percentage. The subscribe to their Grin! Newsletter.
Delta Premier Network includes more dentists to choose
from, but fewer discounts and you pay a higher percentage
for services. See page 28 for information on how to search
for network providers.
If you use a Delta Dental PPO or Delta Dental Premier network dentist, your out-of-pocket expenses will be lower. If
you use a non-Delta Dental Premier dentist, you may have to file your own claims form and the dentist may bill you
for their full fee. This means you pay the difference between Delta Dental’s allowable amount and the dentist’s fee.
Be sure to get a predetermination of benefits from Delta Dental for services above $250 before having the work
done to find out if you will be billed later.

Note: When visiting your Delta Dental or DeltaCare USA dentist, simply provide your name, date of birth, state that
you have Delta Dental of California, and social security number or enrollee identification number. The dental office
can use that information to verify your eligibility and benefits. You can register at deltadentalins.com to print out an
ID card or access your ID card with the Delta Dental mobile app.

DELTA DENTAL PPO DELTA DENTAL NON-DELTA
PREMIER DENTAL PREMIER
Dentist Charges Delta Fee
$50 per member $50 per member $50 per member
Deductible for non preventive care
$150 per family $150 per family $150 per family
Annual benefit maximum $2,000 $2,000 $2,000
Preventive services** 0% 0% 0%
Basic services** 10% 20% 20%

Major services** 40% 50% 50%

Orthodontia 50% 50% 50%
• Who is eligible Child Only Child Only Child Only
• Lifetime Maximum $1,500 $1,500 $1,500
* Usual, customary, and reasonable amount is the amount reimbursed to providers based on the prevailing fees in a specific area.
** Please refer to the plan summary for detailed information about these categories of service.
Note: A more detailed summary of coverage is available in the Workday Benefits Mall.
This is a partial summary of benefits only. The Summary Plan Description (SPD) contains a complete detail of benefits, limitations and exclusion.
The SPD also describes grievance procedures for disputes. We strongly encourage you to review the SPD before applying for coverage. You
may obtain a copy from the People Team.

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