Page 4 - LADACIN 2022-23 Benefit Guide
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Benefit Basics
ELIGIBILITY
Most employees are eligible for the benefits
described in this guide. You are eligible for benefits
if you work 32 hours per week or fall under
Affordable Care Act guidelines. Coverage begins the
first of the month following 60 days of active
employment.
Your dependents can also enroll for coverage,
including:
• Your legal spouse QUALIFYING LIFE EVENTS
• Your children up to: Generally, you may only make or change your existing
• The end of the calendar year they turn 26 benefit elections during the open enrollment window.
for Medical, Dental and Vision plans However, you may change your benefit elections
• Disabled dependents over age 26. during the year if you experience an event such as:
Your benefits will remain in effect until the next • Marriage
open enrollment period. Remember that you may • Divorce or legal separation
only change coverage if you experience a qualifying • Birth of your child
life event, as described here. • Death of your spouse or dependent child
• Adoption of or placement for adoption of your
child
• Change in employment status of employee,
spouse or dependent child
• Qualification by the Plan Administrator of a child
support order for medical coverage
For more information • New entitlement to Medicare or Medicaid (60
about your benefits, days notice)
visit the LADACIN You must notify Human Resources within 30 days of
a qualifying life event. Depending on the type of
intranet page. event, you may need to provide proof of the event,
such as a marriage license. Human Resources will let
you know what documentation you should provide. If
you do not contact Human Resources within 30 days
of the qualified event, you will have to wait until the
next open enrollment window to make changes
(unless you experience another qualifying life event).
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