Page 18 - TruckPro-2022-Benefit Guide-FINAL

Life insurance and disability

Disability Insurance
Life and AD&D Insurance
TruckPro provides basic life and AD&D insurance for employees and Disability insurance provides income replacement should
offers voluntary insurance options for employees and their you become disabled and unable to work due to a
dependents. non-work-related illness or injury. TruckPro provides
disability coverage at no cost as shown below. Coverage
Basic Life and AD&D Insurance is automatic; you do not need to enroll.
Life insurance is an important part of your financial wellbeing,
especially if others depend on you for support. TruckPro provides Coverage Benefit
basic life and accidental death and dismemberment insurance at no
cost equal to 1.5 times your base annual earnings, up to a maximum Short-Term  1-2 Years of Service: 30% of
of $500,000. Coverage is automatic; you do not need to enroll.
Disability weekly earnings
 2-4 Years of Service: 45% of
Voluntary Life and AD&D Insurance weekly earnings
You may choose to purchase additional life and AD&D coverage for  4 or more Years of Service: 60% of
yourself and your dependents at affordable group rates. Rates are weekly earnings
based on age and the coverage level chosen.  $2,500 maximum per week
 Benefits begin on your 1st day of
Voluntary Life Insurance for you disability for an accident or your 8th
day of disability for an illness
Employee
 Benefits are paid for as long as you
 1x-5x your base annual salary remain disabled, for up to 12 weeks
 Up to a $1,000,000 maximum
 Guarantee Issue: $300,000 Long-Term  60% of your monthly earnings
Disability  Earnings $75,000 or greater: $10,000
Voluntary Life Insurance for your dependents per month
 Earnings under $75,000: $4,000
Spouse Child(ren)
per month
 Increments of $5,000 (not  $5,000, $10,000 or $15,000  Elimination period: 90 days of
to exceed 100% of your  Age 14 days to 6 months: continuous disability
voluntary life coverage) $250
 Up to a $200,000 maximum  Benefits are offset with other sources
of income, such as Social Security and
 Guarantee Issue $30,000
Workers' Compensation.

Voluntary AD&D Insurance for Employee
Employee Family Medical Leave Act (FMLA)
 1x-5x your annual salary If you have been with the company for 12 months,
 Up to a $500,000 maximum
you may be eligible for up to 12 work weeks of unpaid
Voluntary AD&D Insurance for Dependent Spouse leave per year under the Family and Medical Leave Act
(FMLA). FMLA can be used for an illness of your own,
Spouse Child(ren) care needed for a family member, care for a newborn

 50% of employee coverage  15% of employee coverage and certain other medical needs.
amount (with spouse only amount (with family
coverage) coverage includes only
 40% of employee coverage dependent children and
amount (when family coverage employee)
includes dependent children,  10% of employee coverage
spouse and employee) (when family coverage
includes dependent children,
spouse and employee)

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