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401(k) retirement savings plan

Whether retirement is way down the road or just around the corner, it’s important to have savings goals and specific investment
objectives. To help you meet your goals and objectives, we offer a 401(k) Retirement Savings Plan, administered by Principal
Financial Group, with multiple investment options and a company match. Key details and features of our plan are listed below.

Employee contributions Employer contributions
You can contribute up to $19,500 in 2022, and if you are age 50 or older, TruckPro will match 50% of the first 5%
you may contribute up to an additional $6,500 as a “catch-up” contribution. that you contribute to the plan. In other
words, if you put at least 5% of your
Contributions may be made on a pretax basis. You are eligible to enroll in the
earnings into the 401(k) plan, TruckPro
401(k) plan if you are at least age 18. Your enrollment will go into effect the
will put in another 2.5%.
1st of the month following 30 days of employment. New hires will automatically
be enrolled with a 3% salary deferral.

Vesting
Vesting refers to your ownership of the money in your 401(k). You will be 100% vested in the company match after four years of
service. You are always 100% vested in your contributions to the plan.

Loan Provisions
You may borrow up to 50% of the vested account balance or $50,000 (whichever is less). The minimum loan amount is $1,000.
Two loans can be approved in a 12-month period. You pay both principal and interest to the account through payroll deductions.
Loans must be repaid within 5 years.

For More Information
 You can enroll in the plan and make changes to your contributions at any time.
 Principal Financial Group has many different investment options for you to choose from, along with
tools and resources you can use to determine which options best meet your investment objectives.

For additional details about the 401(k) Retirement Savings Plan or to enroll or change your contribution
rates or investment elections, call 800-547-7754 or visit www.principal.com.
Establish your username & password:
 Under Account Login, select PERSONAL as the login type & click GO
 Account/Contract number: 713138
 Log back in and click the ENROLL NOW link to complete enrollment

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