Page 5 - CPC Behavioral Healthcare 2022 - 2023 Benefits Guide
P. 5

MEDICAL PLANS




        CPC Behavioral Healthcare provides you with a choice of three medical plan options. The chart below represents
        what you pay when using the plan:


                                      Advantage EPO
                                                                 POS Design 10                Direct Access Design 1
                                            Plan
       Plan Provision
                                                                             Out-of-                        Out-of-
                                        In-Network ONLY      In-Network     Network       In-Network       Network
       Annual Deductible
       (Individual/Family)               $1,000/$2,000          N/A       $2,000/$4,000      N/A         $2,000/$4,000
       Out-of-Pocket Maximum (Includes
       Deductible)                       $3,500/$7,000     $5,000/$10,000   $5,000/$10,000   $5,000/$10,000   $5,000/$10,000

       Lifetime Maximum
                                                                         Unlimited

       Preventive Care                                                      40% after                      20% after
                                             0%                 0%          deductible       0%            deductible

       Primary Physician Office Visit                                       40% after                      20% after
                                          $20 copay          $15 copay      deductible    $15 copay        deductible

       Specialist Office Visit                                              40% after                      20% after
                                          $40 copay          $25 copay      deductible    $25 copay        deductible
                                          Office-No Charge
       X-Ray and Lab                  Independent Facility-                 40% after                      20% after
                                                                0%                           0%
                                           20% after                        deductible                     deductible
                                          deductible
                                                                           $200 copay                     $200 copay
       Inpatient Hospital Services                                        then 40% after                 then 20% after
                                       20% after deductible   $200 copay                  $200 copay
                                                                            deductible                     deductible

       Outpatient Hospital             20% after deductible     0%          40% after        0%            20% after
       Services/Surgery                                                     deductible                     deductible

       Urgent Care                                                          40% after                      20% after
                                          $40 copay          $25 copay      deductible    $25 copay        deductible

       Emergency Room Care
                                      $100 copay then 20%           $50 copay                      $50 copay

       Retail Prescription Drugs
       (30-day supply)
       •   Generic                        $15 copay            $15 copay                    $15 copay
       •   Brand Preferred                $35 copay            $35 copay   Not Covered      $35 copay     Not Covered
       •   Brand Non-preferred            $50 copay            $50 copay                    $50 copay

       Mail Order Prescription Drugs
       (90-day supply)
       •   Generic                        $30 copay            $30 copay                    $30 copay
       •   Brand Preferred                $70 copay            $70 copay   Not Covered      $70 copay     Not Covered
       •   Brand Non-preferred            $100 copay          $100 copay                   $100 copay


                                            Above Chart Depicts What YOU Pay
        Note: This is a summary of your coverage only.
        In-network services are based on negotiated charges; out-of-network services are subject to balance billing.


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