Page 17 - 2022 US Benefits Guide FINAL

VOLUNTARY PLANS

Accident Insurance Critical Illness Insurance

Accident Insurance provides benefits to help cover the Critical Illness Insurance provides cash to help pay for
costs associated with unexpected bills due to covered both medical expenses not covered by your medical
accidents, regardless of any other insurance you have. If plan as well as day-to-day expenses that may start to
you purchase coverage and are hurt in an accident, you add up — like rent, mortgage, car payments, etc. —
will receive a cash benefit for covered injuries that you while you are ill. With Critical Illness Insurance, if you
may spend as you like. are diagnosed with a covered illness, you get a lump-
sum cash benefit, even if you receive other insurance
benefits.

Coverage amounts Coverage amounts

Low Plan High Plan Employee Spouse Child(ren)

Cash benefit based on type Cash benefit based on type $10,000 to $10,000 to $40,000 $5,00 to
of injury (ranges from of injury (ranges from $40,000 in in $10,000 $20,00 in
$2,000 to $25) $3,000 to $30) $10,000 increments $5,000
increments increments

Examples of covered injuries: Examples of covered illness:
 Cancer
 Broken bones
 Burns  Heart attack
 Torn ligaments  Major organ failure
 Cuts repaired by stitches  End-stage renal (kidney) failure
 Eye injuries  Coronary artery bypass graft surgery
 Ruptured discs  Stroke
 Concussion Your initial benefit provides a lump-sum payment upon
the first diagnosis of a covered condition. Your plan pays
a recurrence benefit, please see policy for details.

This coverage includes a wellness benefit that pays $50 to
$100 per covered person per year for proof of a qualified
health screening, such as a chest x-ray, colonoscopy,
mammogram, pap smear, lipid panel and more. The amount
of the wellness benefit is determined by your level of
coverage.

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