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BENEFIT BASICS & ELIGIBILITY






        What is a Family Status Change?                            Eligible Dependents
        A  family  status  change  is  a  life  event  that  may  allow  an   Your  dependent  must  meet  one  of  the  following
        Employee to add or drop coverage.  The change must be      definitions:
        consistent  with  the  event  and  documentation  must  be
        provided to Human Resources within 30 days.                Spouse: Your legally married husband or wife
                                                                   Child(ren): children to age 26 (married or unmarried)
        Family status changes are:
            •   Marriage                                           Children include: natural children, stepchildren, legally
            •   Divorce                                            adopted  children,  children  placed  for  adoption,  and
            •   Birth                                              children who you are legally appointed as guardian.
            •   Adoption
            •   Death                                              Disabled Child: an unmarried child who is mentally or
            •   Child reaching age 26                              physically handicapped (handicap sustained before the
            •   Child’s loss of eligibility on another pan         age of 25) and incapable of engaging in self-sustaining
            •   Spouse’s gain or loss of other coverage            employment due to such incapacity and is listed as a
                                                                   dependent on your IRS tax return.
        NOTE:  A family status change allows a plan change.
                                                                   A child is automatically terminated from medical, dental,
        All  payroll  deductions/refunds  due  resulting  from  plan   vision and life insurance coverages the last day of the
        changes will be taken on the next paycheck. Deductions and   month he/she attains age 26.
        refunds are based on the effective date of the change.




                      Eligible                      Documents Required                          Due

                    Dependents                         for Enrollment                           Date
                      Spouse                          Marriage License                        30 Days
                  *Child/Stepchild                     Birth Certificate                      30 Days                 30 Days
                                                 Adoption Documents & Birth
                   *Adopted Child                                                             30 Days
                                                         Certificate
                                                Placement Documents & Birth
              *Child Placed for Adoption                                                      30 Days
                                                         Certificate
                                                Notification from State Attorney
           *Qualified Medial Support Order                                            As directed by AG’s notice
                                                          General
           Child age 26 or over incapable of
          self-sustaining employment due to     Attending Physician Statement                 30 Days
            a mental or physical disability
                                           *Dependent must be less than 26 years old


           Note: Enrolling someone who is not qualified as a dependent is considered insurance fraud.


        2023 Hickory Crawdads Benefit Guide                                                                    Page 4
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