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PRESCRIPTION COVERAGE






            Program

            A  prescription  drug  program  is  offered  as  part  of  your  health  care
            benefits. This program covers both non-maintenance and maintenance
            prescription  drugs  dispensed  by either pharmacy or  designated  mail
            service
                                                                                          Medicare Part D
            Retail Program                                                        The company’s prescription drug plan
            The retail program provides up to a 31-day supply of medication. Simply   is creditable coverage. That means it
            present your ID card at a participating  pharmacy nationwide and pay   meets and exceeds Medicare Part D
            the appropriate co-pay or coinsurance amount for your  medication.    requirements and the benefits offered
                                                                                  by most Medicare Part D plans. If you
                                                                                  are  eligible  for  Medicare,  you  may
            Mail Order Program                                                    continue to receive your prescription
                                                                                  drugs  under  this  plan.  You  do  not
            The  mail  service  program  is  a  convenient  way  for  you  order   need to enroll in a separate Medicare
            medications.  Your  prescription  is  reviewed  and  dispensed  by    D drug plan.
            registered pharmacists and mailed directly to your home.

            Maintenance Drugs
            Up to a 90-day supply of maintenance drugs is available  through
            the mail order pharmacy. Maintenance medication is a prescription drug
            anticipated  to  be  required  for  6  months  or  more  to  treat  a  chronic
            condition.






                             PPO Prescription Plan                              PPO Prescription Plan


                                                                               $150 Individual Deductible
            Prescription Drug Deductible                                        $450 Family Deductible
                                                                                (separate from medical)

                                                                                    $20 Generic
            Retail: 31-Day Supply                                                    $30 Brand
                                                                               $60 Non-Formulary Brand

                                                                                    $40 Generic
            Maintenance Drugs through Mail Order: 90- day supply                     $60 Brand
                                                                              $120 Non-Formulary Brand







        2023 Hickory Crawdads Benefit Guide                                                                    Page 8
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