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DENTAL COVERAGE



           It’s important to have regular dental exams and cleanings so problems are detected before they become painful—and
           expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth decay and periodontal disease
           and is an important part of maintaining your medical health.
           The Hickory Crawdads’ dental plan is through United Concordia. You do not need to elect medical to enroll in dental
           coverage.

           Your dental plan provides coverage for routine exams and cleanings and pays for a portion of other services, as shown in
           the displayed table chart.

           United Concordia Dental’s standard exclusions and limitations apply.

                            Benefit                              In-Network                  Out of Network

          Annual Deductible                                     $50 Individual                $50 Individual
                                                                $150 Family                   $150 Family

          Annual Maximum                                          $1,500                        $1,500
          (Per Person)

          Class I: Diagnostic and Preventive Includes Exams,       100%                          100%
          Cleanings and Fluoride Treatments                    (No Deductible)               (No Deductible)
          Class II: Basic Services
          Includes Fillings, Periodontics, Endodontics, Complex   80% after Deductible     80% after Deductible
          Oral Surgery

          Class III: Major Services
          Includes Inlays, Onlays, Crowns, and Prosthetics   50% after Deductible          50% after Deductible
          Orthodontia                                        50% after Deductible          50% after Deductible
          (Dependent Children up to Age 19)                $1,500 Lifetime Maximum       $1,500 Lifetime Maximum

                                To check for participating providers, go to:www.unitedconcordia.com


                                                                          Employee Cost Per Month
                    United Concordia Dental Plan
                                                                    Monthly                     Bi-Weekly
           Employee Only                                              $6.35                       $2.93

           Employee + Child(ren)                                     $12.40                       $5.72

           Employee + Spouse                                         $13.02                       $6.01

           Family                                                    $19.07                       $8.81


                                       The above is a summary of this benefit option.
                            Click here for more detailed information on this available benefit option.


        2023 Hickory Crawdads Benefit Guide                                                                    Page 9
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