Page 4 - 2022 Fantasea Benefit Guide English_Spanish
P. 4

Medical Coverage
        The Company offers a choice of medical plan options with Cigna; you choose the plan that meets your needs and
        those of your family. Each plan includes comprehensive health care benefits, including free preventive care
        services and coverage for prescription drugs.

                                     Plan 1 - $                    Plan 2 - $$                    Plan 3 - $$$
           Plan Provisions                  Out-of-                         Out-of-                       Out-of-
                             In- Network                   In- Network                    In- Network
                                           Network                         Network                        Network
        Cigna Network                   HSA                      In-Network Base              In-Network Buy-Up
        Deductible         Single/Family                 $2,500/$5,000                   $1,500/$3,000
        (Ind/Family)       $2,000/$4,000
        Out-of-Pocket
        Max. (Includes     $4,500/$9,000                $5,000/$10,000                   $4,000/$8,000
        Deductible)          Aggregate
        (Ind/Family)
        Coinsurance            80%                           70%                             70%
        (Plan pays)

        Preventive Care                     Not Covered                   Not Covered                   Not Covered
                               100%                         100%                            100%
        Primary Care       $20, after ded                  $30 Copay                      $30 Copay
        Physician

        Specialist         $40, after ded                  $50 Copay                      $50 Copay
        Inpatient
        Hospital           80%, after ded
        Services                                        70% after ded                    70%, after ded
        Outpatient         80%, after ded
        Hospital Services
        Urgent Care                                        $50 Copay                      $50 Copay
                            80% after ded
        Emergency
        Room Care           100% after $100 Copay and ded   100% after $100 Copay and ded   100% after $100 Copay and ded
        Retail
        Prescriptions
                                                          30-day supply                  30-day supply
        (30- day supply)           30-day supply           $15 copay                      $15 Copay
        Generic                Plan pays 60% after ded     $50 copay                      $50 Copay
                                                           $75 copay
        Preferred                                                                         $75 Copay
        Non-preferred                                                                                    Not
        Mail Order                                                        Not Covered                  Covered
        Prescriptions
        (90-day                    90-day supply           90-day supply                 90-day supply
        supply)
        Generic               Plan pays 60% after ded      2.5x Retail                     2.5x Retail
        Preferred
        Non-preferred








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