Page 13 - Hickory Crawdads 2022 Flipbook

DISABILITY INSURANCE

Disability insurance is a very important part of the Hickory Crawdads’ benefit program. The disability

plans are designed to provide you with a source of income if you become disabled and unable to work.
Short term disability benefits are only payable when you are unable to work because of non-work-
related illness or injury. All disability leaves will run concurrent with the Family & Medical Leave Act

(FMLA) or state equivalent where applicable.

Short Term Disability (STD):
• Fully paid for by the Company
• Benefits are:
o 0 to 6 months of service = No Payment
o 6 months to 1 year of service = 2 weeks’ pay per 12-month period
o 1 year to 2 years of service = 4 weeks’ pay per 12-month period
o 2 or more years of services = 6 weeks’ pay per 12-month period
• Salary continuation payments will be based only, exclusive of overtime, bonuses or supplemental pay, and all salary
continuation is contingent upon and subject to the approval of the President.
• During a leave under the policy, health insurance coverage will continue.
• If an Employee is unable to return to work when short-term disability pay has been exhausted, the Employee may
apply for unpaid leave status where FMLA leave has not been designated. An Employee will be eligible to apply for
long-term disability if unable to return to work after 90 days’ total absence.
• An Employee returning from a short-term disability leave must provide a statement from his or her physician certifying
that the Employee has a release to return to work.
• Accruals for benefit calculations, such as vacation, sick/personal leave, or holiday benefits, will be suspended during
the leave and will resume upon return to active employment.

Long Term Disability (LTD):
• Fully paid for by the Company
st
• Has a 90-day elimination period, which means the LTD coverage will begin on the 91 day of a disability.
• If an application is approved by Unum, an Employee will receive 60% of their pre-disability monthly earnings (minus
any excludable earnings, such as social security payments) for the duration of his/her disability, as defined by Unum,
or until retirement age.

The above is a brief summary of this benefit option.

Click here for more detailed information on this available benefit option.
Please contact HR for additional information

2022 Hickory Crawdads Benefit Guide Page 13