Page 3 - Brown PC 12-1-2022 Benefit Guide

Important Information

The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by your company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information page of this booklet. The contact page will provide you
with the information you need to contact the specific insurance carriers and/or Human Resources
Department for additional assistance. The information provided in this summary is for comparative
purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
contract. This benefit guide does not constitute SBC’s, policy or contract.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours you are eligible to enroll in the
benefits described in this guide. New employees are eligible on the first of the month following 60
calendar days of employment. Family members are eligible for medical (see benefit page for
dependent children age requirements).

When to Enroll

All employees are required to complete the New Hire Enrollment as a new
hire and once a year during the Annual Open Enrollment.

Open enrollment is in November for December 1st renewal.
After completing the enrollment, you simply print, sign, and email the form
to your HR within the first 60 days of employment.

LAW TO HAVE HEALTH INSURANCE

Healthcare Law ACA still requires individuals to have medical
insurance or a qualified wavier. NEW starting January 1, 2019,

the penalty for not having coverage has been eliminated.

Please note that the medical plans offered by Brown, PC exceed the “minimum value
standard” for health coverage according to the Affordable Care Act.

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