Page 4 - Brown PC 12-1-2022 Benefit Guide
P. 4

Medical Option:



          Blue Cross Blue Shield


                     2022-2023 Plan Year                             Dependent Information


          For rates please see the age rate sheet.                   Brown, PC  offers employees the opportunity to
                                                                     cover  their  spouse  and  dependent  children.
          For  cost  information  please  refer  to  HR  or  your    Children  can  join  or  remain  on  a  parent’s
          Broker,  IFC  Benefit  Solutions.  All  contact  infor-    medical plan until age 26.  When a child turns
          mation can be found on page 11.                            26, they will lose medical coverage on the last
                                                                     day of their birth month.


                                       S661CHC   In-      Non-Network       B661CHC In-Network        Non-Network
         Benefits
                                     Network Services        Services             Services             Services

          Calendar Year Deductible     Individual: $3,000    Individual: $6,000   Individual:   $6,900   Individual:   $13,500
          (CYD)                        Family:       $9,000   Family:       $18,000    Family:     $13,800   Family:     $27,000

          Member Coinsurance after                                                           100%
          CYD                               30%                50%
                                       Individual: $8,700    Individual: Unlimited    Individual: $6,900   Individual: $13,500
          Out of Pocket Maximum
                                        Family: $17,400    Family:       Unlimited    Family: $13,800   Family:       $27,000
          Office Visit—(Dr. Service Only)  $50 Copay       50% after CYD                 100% after CYD
          Primary Care Physician

          Office Visit  - (Dr. Service Only)  $80 Copay    50% after CYD                 100% after CYD
          Specialist

          Virtual Physician Visit (24/7)   $50 Copay           N/A              100% after CYD           N/A
                                      Covered 100% (No                      Covered 100% (No CYD or
          Preventive Care                                  50% after CYD                             100% after CYD
                                        CYD or Copay)                              Copay)
          Basic Outpatient Lab        Lab: 30% After CYD
                                      X Ray: $100 Copay    50% after CYD                 100% after CYD
          X-Rays                        30% After CYD
                                                          50% after  CYD /
                                      $100 Copay / other
          Urgent Care                                    other charges may     100% after CYD / other changes my apply
                                      charges may apply
                                                               apply
          Emergency Room Copay           $600 copay/ per visit + 30% after CYD           100% after CYD


          Prescription Drugs - 31 Day          In-Network Services                     In-Network Services
          Supply Retail                   Generic Drugs $10 / $20   Copay          Generic Drugs 100% after CYD
          90 Day Supply Mail Order at          Preferred Brand Drugs $50 / $70 Copay   Preferred Brand Drugs 100% after CYD
          3 X Retail Copay.
                                     Non Preferred Brand Drugs $100 / $120 Copay    Non Preferred Brand Drugs 100% after CYD
          Specialty Drugs
                                                $150 / $250 Copay                        100% after CYD
          See summary for details


                          NOTE: This is only a brief overview. Please see Benefit Summary or SBC for more details.
                                                 Support Tools @ www.bcbs.com

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