Page 2 - 2024 Hanover Medical Management Sevices Benefit Guide - EN Revised
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Our employees are our




          most valuable asset.

         Hanover Medical Management Services, LLC is committed to a comprehensive benefit program that helps our employees
         stay healthy and feel secure while maintaining a quality work/life balance.

         Hanover Medical Management Services, LLC is pleased to continue offering 100%  Employer  Paid  Life Insurance with
         AD&D and  Long-Term  Disability  (LTD)  to  all  employees.  We  also  offer a  wide  variety  of  voluntary benefits  including
         dental,  vision,  and employee,  spouse  or  child  Voluntary Life  with  AD&D.  Your medical  plans  are  addressed by  each
         individual company.

         During Open Enrollment currently enrolled employees may increase their Employee Voluntary Life by $10,000 up to the
         Guaranteed  Issue  (GI)  of  $150,000,  Spouse  Voluntary  Life  by  $5,000  up  to  Guaranteed  Issue  of  $25,000,  or  Child
         Voluntary Life up to the $10,000 Guaranteed Issue Max. We are offering dental and vision plans that are enhanced and
         low cost. Our Dental plan even includes a $5,000 annual maximum.

          All medical benefits will be managed at a different time. You will receive separate benefit and     enrollment infor-
                                mation when open enrollment for your medical insurance begins .

         For more information 24/7 please see your Employee Benefit Website for all your benefit information needs. Your

         Employee Navigator benefit portal includes your plan information & summaries, costs, carrier contact information, and
         network provider look up. You can also find helpful (how to) videos, provider links, and forms.
         Employee Navigator Login Instructions are on pages 15 & 16 Note that this booklet does not function as an ID card or
         proof of benefits for providers but can assist you with relevant information as needed. Contact Information is on Page 17.



               TO ENROLL AND VIEW YOUR BENEFITS PLEASE LOG INTO YOUR EMPLOYEE NAVIGATOR PORTAL.

                                               Instructions are on Pages 15 & 16.




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