Page 3 - 2024 Hanover Medical Management Sevices Benefit Guide - EN Revised
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Important Information
The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. If this benefit guide does not address your specific benefit questions, please
refer to the Contact Information page 17 of this booklet.
Your Employee Benefit Portal through Employee Navigator includes plan information, summaries,
costs, carriers contact information and more. Please see the instructions on pages 15-16 to access
this information.
Who is Eligible?
If you are a full-time employee, working a minimum of 30 hours per
week, you are eligible to enroll in the benefits described in this
guide. New employees are eligible on the first of the month fol-
lowing their date of hire. Family members are eligible for all lines of
coverage except employer paid life/AD&D and long-term disabil-
ity (see benefit page for dependent children age requirements).
When to Enroll
All employees are required to complete the New Hire Enrollment paperwork at new hire and once a year
during the Annual Open Enrollment. Open enrollment is in December for a January 1st effective date.
New hire enrollment forms should be submitted to Wendy Perry with Human Resources within the first 30
days of employment. Login instructions may be found on Pages 15-16.
Can I make changes during the plan year?
Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 22 or the Library
section of your Benefit Website.
Please note that all medical plans offered by Hanover Medical Management Services, LLC
exceed the minimum value standards for health coverage according to the
Affordable Care Act.
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