Page 6 - 2024 Hanover Medical Management Sevices Benefit Guide - EN Revised
P. 6

Dental Option:


          MetLife





                    Rate Information                                 Dependent Information

                        Per Pay Period                  Hanover  Medical  Management  Services,  LLC  offers
                                                        employees  the  opportunity  to  cover  their  spouse  or
             Employee Only              $ 20.12
                                                        dependent children. Children can join or remain on a

             Employee + Spouse          $ 39.80         parent’s dental plan until age 26. When a child turns
                                                        26, they will lose dental coverage on the last day of
             Employee + Child(ren)      $ 46.97         their birth month. This is an automated process.

             Employee + Family          $ 71.69



                                                                             Amount You Pay
         BRIEF  OVERVIEW / Service                                     Non-Network  Dentists Reimbursed

                                                                       at 90% of Usual & Customary (U&C)
         Annual Deductible (CYD)                                         $50 Individual  / $150 Family

         Preventive Services                                            Covered at 100%; CYD Waived

         Basic Services                                                   Covered at 80% after CYD

         Major Services                                                   Covered at 50% after CYD

         Annual Maximum                                                             $5,000

         Orthodontia (Child Only)                            Covered at 50% - CYD Waived (Lifetime Max of 1,500)



         Type of Service                                                  Benefit Description


                    See Summary of Benefits and Policy for the age and frequency limitations of benefits.

                                                              Routine cleanings, exams, x-rays, oral cancer screenings.
         Preventive Services
                                                               (Fluoride, sealants, space maintainers  under  age 16)

                                                          Restorations (Amalgam or Composite) fillings, simple extractions,

         Basic Services                                   oral surgery, endodontics (root canals), periodontics. Emergency
                                                                          Treatment/General Services


                                                           Crowns, implants, inlays, onlays, fixed partial denture (bridges)
         Major Services
                                                                       dentures &    removable prosthetics

         Annual Maximum                                                 Applies January 1 to December 31

         Orthodontia                                                         Children under age 19

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