Page 3 - 2026 Affinity Neurocare Benefit Guide Final v2

Important Information

The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by your company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information on page 25 of this booklet. The contact page will provide
you with the information you need to contact the specific insurance carriers and/or Human
Resources Department for additional assistance. The information provided in this summary is for
comparative purposes only. Actual claims paid are subject to the specific terms and conditions of
each policy contract. This benefit guide does not constitute SBC’s, policy or contract.

Our Employee Navigator Benefit Portal includes plan information, summaries, costs, carriers contact
information, videos and more. Login Instructions are on Pages 23 & 24.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the
benefits described in this guide. New employees are eligible on the first of the month following 60 Days. The
following family members are eligible for medical, dental, and vision benefits: spouses and dependent chil-
dren (see benefit page for age requirements).

When to Enroll

All employees are required to complete the New Hire online Enrollment
at new hire and once a year during the Annual Open Enrollment.
Open enrollment is in December for aJanuary1st effective date.
New hire enrollment login and password will be provided by

Employee Navigator direct to your email see page 23-24 or contact
broker IFC Benefit Solutions.

Can I make changes during the plan year?

Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 30 or the Library
section of your Benefit Website.

LAW TO HAVE HEALTH INSURANCE or PAY!

Individuals are still required to have medical unless you have qualified
waivers as mandated by current law. The penalty fine for not having
coverage ended January 1, 2019.

Please note that all medical plans offered by Affinity Neurocare exceed the minimum value
standards for health coverage according to the Affordable Care Act.

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