Page 4 - 2026 Affinity Neurocare Benefit Guide Final v2
P. 4

Medical Options:




         Sana Benefits




            Effective 1-1-26      H40 HSA(RBP)    P25 PPO (RBP)   S10 PPO (RBP)      Dependent Information
          Semi-Monthly (26) Pay Period   Base Plan   Middle Plan   Buy Up Plan
                                                                                  Employees the opportunity to cover their
         Employee Only               $109.96         $159.93         $193.78      dependent children. Children can join or
                                                                                  remain on a parent’s medical plan until age
         Employee + Spouse           $408.06         $510.00         $592.47
                                                                                  26.When a child turns 26, they will lose
         Employee + Child(ren)       $333.54         $428.49         $492.80      medical coverage on the last day of their
                                                                                  birth month.
         Employee + Family           $656.47         $816.41         $924.72

              Brief Member                Base (HSA)                 Middle (PPO)               Buy Up (PPO)
               In-Network                 PPO Plus RBP                PPO Plus RBP                PPO Plus RBP
                Summary                 $4,000 Deductible           $2,500 Deductible          $1,000 Deductible

          Network                        HealthSmart PPO             HealthSmart PPO            HealthSmart PPO

          Calendar Year Deductible      Individual: $4,000           Individual: $2,500         Individual: $1,000
                                          Family: $8,000              Family: $5,000             Family: $2,000
          (CYD)  (Jan .1st to Dec. 31st)
          Coinsurance                     Carrier: 100%                Carrier: 80%               Carrier: 90%
          (After CYD)                     Member: 0%                  Member: 20%                Member: 10%

          Annual (OOP) Out of Pocket    Individual: $4,000           Individual: $5,000         Individual: $2,500
          Maximum                         Family: $8,000             Family: $10,000             Family: $5,000

          Sana Care Benefits                  N/A                ZERO Cost Benefits   ZERO Costs Benefits


          Primary Care Physician (PCP)    Covered 100% After CYD   $25 Copay CYD Waived       $25 Copay CYD Waived

          Specialist Physicians and
                                     Covered 100% After CYD       $50 Copay CYD Waived       $50 Copay CYD Waived
          Providers
          Dr. Consultation  Virtual
                                       Zero Costs Sana Care        Zero Costs Sana Care       Zero Costs Sana Care
          Visits, See Pg. 9
          Basic: Diagnostic Lab, X-Rays                            Basic: 20% after CYD        Basic: 10% after CYD
          Major: Diagnostic & Imaging   Covered 100% After CYD
          (CT/PET/MRI’s)                                           Major:  20% after CYD      Major:  10% after CYD
          Annual Preventive Care       Covered 100%  (No CYD, Co-  Covered 100% (No CYD,            Covered 100% (No CYD,
          Certain Rx are covered too,
          See Page 5                       Ins. Copays)               Co-Ins. Copays)            Co-Ins. Copays)
          Urgent Care                Covered 100% After CYD       $50 Copay; CYD Waived      $50 Copay; CYD Waived


          Emergency Room             Covered 100% After CYD       $500 Copay CYD Waived      $500 Copay CYD Waived

          Hospitalization:                30% After CYD               20% after CYD               10% after CYD
          In / Outpatient

          Prescription Drugs - 30 Day                                Generic: $10 Copay          Generic: $10 Copay
          Supply Retail                                           Preferred Brand: $30 Copay
                                                                                              Preferred Brand: $30 Copay
          90 Day Supply  Mail Order at    Covered 100% After CYD   Non Preferred Brand: $55 Copay    Non Preferred Brand: $55 Copay
          2 x Retail                                                Specialty: $200 Copay       Specialty: $200 Copay


         4                     Please note:  This summary is intended for general information purposes.
                   It is not a guarantee of benefits.  Please reference the SBC or contact the carrier for specific details.
   1   2   3   4   5   6   7   8   9