Page 3 - Catalyst 2022 Benefit Guide

Important Information

The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by your company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information page of this booklet. The contact page will provide you
with the information you need to contact the specific insurance carriers and/or Human Resources
Department for additional assistance. The information provided in this summary is for comparative
purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
contract. This benefit guide does not constitute SBC’s, policy or contract. Our Employee Benefit

Portal includes plan information, summaries, costs, carriers contact information, videos and more.
Please see the instructions on page 15 to access this information.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to en-
roll in the benefits described in this guide. Eligible employees are eligible on the first of the
month following 60 calendar days of employment. Family members are eligible for medical and
life/AD&D (see benefit page for dependent children age requirements).

When to Enroll

All employees are required to complete the New Hire Enrollment form at initial eligibility and
once a year during the Annual Open Enrollment. Open enrollment is in February for the March
1st plan year. See page 14 for instructions.

Can I make changes during the plan year?
Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 15.

LAW TO HAVE HEALTH INSURANCE

Individuals are still required to have medical unless you have
qualified waivers as mandated by current law. The penalty fine
for not having coverage ends January 1, 2019.

Please note that the medical plans offered by Catalyst Urban Development exceed the
minimum value standard for health coverage according to the Affordable Care Act.

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