Page 4 - Catalyst 2022 Benefit Guide
P. 4

Medical Options


          Blue Cross Blue Shield




                2022 Rate Information - See Page 5
                                                                                 Dependent Information
           Catalyst Urban Development offers employees two medical       Catalyst Urban Development, LLC offers our
           options to meet your individual needs.                        employees the opportunity to  cover their
                                                                         spouse and dependent children. Children
           Catalyst  pays  100%  of  the  Employee  Only  for  the  Silver      can join or remain on a parent’s plan until
           Option S667CHC Medial Plan.                                   the last day of their birth month at age 26.


                                                   G9K4CHC                                 S667CHC
              In-Network Benefits
                                                Gold Option H.S.A.                     Silver Option
                   Summary                In and Out of Network  Benefits Covered   In and Out of Network  Benefits Covered

          Calendar Year Deductible                Individual: $2,800                   Individual: $6,000
          (CYD)                                    Family: $8,400                       Family: $12,000
          Coinsurance after CYD               Carrier 90%  Member 10%               Carrier 80% Member 20%

          Annual  Out of Pocket  Maxi-            Individual: $3,500                   Individual: $7,900
          mum  (OOP)                               Family: $10,500                      Family: $15,800
          Office Visit  Copay:
          - PCP / Specialist                       10% after CYD                    $40 Copay/$70 Copay

          Virtual Visits                           10% after CYD                          $40 Copay

          Diagnostic X-Ray/Lab tests               10% after CYD                        20% after CYD

          Preventive Care (see Pg. 6)              Covered 100%                         Covered 100%

          Urgent Care                              10% after CYD                         $100 Copay
                                                                                  (Does not include lab/ x-ray)
          Emergency Room                           10% after CYD             $750 Copay after CYD and  20% Co-Ins.


          Basic Lab/X-Ray                     Covered 100% after CYD                    20% after CYD

          Imaging (CT/PET scans, MRI’s)            10% after CYD             $250 Copay after CYD and 20% Co-Ins.

          Hospital Inpatient/Outpatient            10% after CYD            $250 Copay / $200 after CYD  20% Co-Ins.

                                                     AFTER CYD
                                                                                Participating / Non Participating
          IN-NETWORK                       Participating / Non Participating
          Participating Pharmacies             Pref Generic: 10%/20%                                Pref Generic:$0/$10
           / Non  Participating              Non-Pref Generic: 10%/20%             Non-Pref Generic:$10/$20
          Prescription Drugs                 Pref Name Brand: 20%/30%              Pref Name Brand: $50/$70
          30 Day Supply* 90 mail order        Non-Pref Brand: 30%/40%              Non-Pref Brand: $100/$120
          3 times the retail copay               Specialty Pref: 40%                  Specialty Pref:$150
                                               Specialty Non Pref: 50%              Specialty Non Pref:$250
         Members electing to purchase preferred/non-preferred brand name drugs when a generic equivalent is available will be required to pay
         the  difference  between  the  cost  of  the  generic  and  preferred/non-preferred  brand  name  drug,  plus  the  preferred  brand  copayment
         amount.
                                   Please note:  This is intended for general comparison purposes.
                   It is not a guarantee of benefits.  Please reference the SBC or contact the carrier for specific details.


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