Page 3 - TMED 2024 Benefit Guide - Employee Navigator
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Important Information






          The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
          contracts or booklets. If this benefit guide does not address your specific benefit questions, please
          refer to the Contact Information page 14 of this booklet.

          Your Employee Benefit Portal through Employee Navigator includes plan information, summaries,
          costs, carriers contact information and more.  Please see the instructions on pages 12-13 to access
          this information.


         Who is Eligible?


         If you are a full-time employee, working a minimum of 30 hours per week,
         you are eligible to enroll in the benefits described in this guide. New em-
         ployees are eligible on the first of the month following date of hire.

         The following family members are eligible for medical, dental, and vision
         benefits:  spouses  and  dependent  children  (see  benefit  page  for  age
         requirements).


         When to Enroll


         All employees are required to complete the New Hire online Enrollment at new hire and once a year
         during the Annual Open Enrollment.
         Open enrollment is in January for a February 1st effective date. New hire enrollment login and password
         will be provided by Wendy Perry with login instructions on page 12 & 13.




         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 22 or the Library
         section of your Benefit Website.



















                 Please note that all medical plans offered by Monitoring Concepts  exceed the
              minimum value standards for health coverage according to the Affordable Care Act.

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