Page 2 - Appraisal 2018

Tim Hubbard
United Valuation Group, LLC.
383 US Route 1, Box 7
Scarborough, ME 04074-9843

06/19/2018

TruChoice Federal Credit Union
PO Box 10659
Portland, ME 04104

Re: Property: 22 Dow St
Portland, ME 04102
Borrower: Matthew Power
File No.: 180529004

I have appraised the above referenced property and completed the following appraisal report. I was engaged to
develop my opinion of the current market value of the fee simple interest in the subject residential property, as of the
effective date of inspection and value noted in the report. This opinion of market value was developed under the
definition of market value as stated in this report. The appraisal was developed under Standard Rule 1 and the
Appraisal Report was prepared under Standard Rule 2-2(a) in accordance with the Uniform Standards of Professional
Appraisal Practice. The appraisal and report are subject to the stated Scope of Work, Statement of Assumptions and
Limiting Conditions and Appraiser's Certification, and the Additional Certifications stated in the supplemental
addendum.
The scope of work involved a personal physical viewing and analysis of the site and improvements, a locational
analysis of the neighborhood and city, and an economic analysis of the market for properties such as the subject.
Personal property is not defined as real estate and therefore is not included in the valuation of the subject property.

Thank you for choosing United Valuation Group to provide you with this professional appraisal service. Please contact
me if I can be of additional service to you.

Sincerely,

Tim Hubbard
Licensed Appraiser
(exp. 12/31/2018)