Page 3 - 2019 Benefit Guide Non-CA
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TABLE OF CONTENTS




          2019 Benefits ..............................................................................................................4


          Medical Glossary ........................................................................................................6


          Cigna Provider Search ................................................................................................7


          HMO (OAP IN) Medical Coverage ...............................................................................8


          PPO Medical Coverage ..............................................................................................9


          Dental Coverage ......................................................................................................10


          Vision Coverage ........................................................................................................11


          What Are Your 2019 Rates? .......................................................................................12


          Health Savings Account ............................................................................................13


          Dependent Care FSA ................................................................................................14


          Basic Life and Voluntary Life Insurance Plans ............................................................15


          Disability Plans ...........................................................................................................17


          Group Accident Insurance Coverage ......................................................................18


          Group Critical Illness Insurance Coverage ................................................................20


          Employee Assistance Program ..................................................................................22


          Pet Health Insurance .................................................................................................23


          401(k) Savings Plan ....................................................................................................24


          Carrier Contact Information ......................................................................................25


          Important Notices .....................................................................................................26







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