Page 40 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building ToolKit

The interest rates on an online banking system can be pretty low, but Varo Bank

wants people like you to save money easily by giving everyone access to the same
APY: the current one is 20% APR (Annual Percentage Rate). So regardless of
anything else, open up either type of account for only $0.01 because those small
amounts add up over time. To learn more about Varo, visit here.

Extra

Extra is the first debit card that builds your credit history and earns reward points
just like a credit card. As a result, it's safer than ever to establish good credit because,
unlike with other cards, there are no revolving limits or overdraft fees, so you can't
spend more money than what you have in the account. Extra also saves users' time
by linking their bank accounts automatically for quick deposits without worrying
about entering any PINs.

You always wanted to get a credit card, and now you can without the hassle of
getting it. Simply sign up for an Extra Card with your bank account now. Extra gives
you unlimited spending power based on your real-time balance and no need for

pesky checks or demanding applications.

When swiping our magic plastic at stores that accept MasterCard or gift cards
(which are almost everywhere!), not only will they know who made the purchase but
also be able to tell how much money was spent.

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