Page 35 - Credit Builidng Toolkit By Adrean Yancy jr 3
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Credit Building Toolkit
Common Question and Answers
you should Know about
Authorized Users
. Who can be an authorized user?
Anyone can be an authorized user; however, most
times, they are usually family members, loved ones,
legal guardians, or those we can trust with our cards.
. Is there an age limit to being an authorized user?
Even though some cards set a minimum age to be an
authorized user, legally, there is no age limit.
. Is there a limit to which an authorized user can
spend?
There are two ways in which the spending power of
an authorized user will be subjected—the card's
limits and the card owner's spending limit.
. Are authorized users responsible for credit card
bills?
No. The card owner is responsible for any bill
incurred on the credit card.
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