Page 30 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

Discover It Cash Back
Named the most trusted credit card by Investor's Business daily and arguably, one
of the best cashback cards to date, Discover offers users many benefits and rewards
—with this card, you can earn twice your spending. The card offers unlimited

amounts of cashback to users, and at the end of your first year, it will match all the
cashback you earned. That is, you could turn $100 into $200.

With Discover It Cash Back, users have to be at least 15 years or above before they
can be allowed to authorize users. The card charges $0 to add authorized users, and
if the reward categories are activated, the account earns cashback in a quarterly
rotating bonus. For example, you are entitled to earn 1% unlimited cashback on

every purchase you make and 5% quarterly in places like Amazon, grocery stores,
restaurants, and gas stations.

● Annual fee: $0
● Reward: Yes 1% unlimited and 5% quarterly
● Regular APR: $11.99% - $22.99%
● Intro APR: 0% for months

● Credit recommendations: Good, Excellent

Pros
· No charges for foreign transactions. Cons
· Unlimited rewards that never expire. · All merchants outside the U.S. do
· Rewards can be redeemed anywhere not widely accept it.
and at any time.

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