Page 25 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

Bonuses - Other means through which you can
build and improve your Credit score

Secured Card through Financial Institutions (Chase,
● 1st Bonus Note
PNC, Wells Fargo, BOA, etc.)

One of the best ways to build your credit is to sign

up for a secured card through your financial
institution. Secured cards are set up to allow users to
borrow against their deposit, which means that the
issuer has more protection than unsecured cards
with no collateral. You can do this by filling out an
application, and you will not need a cosigner if you
are 18 years or older with at least $200 in savings.

A secured card and the other products that your
institution offers (check cashing cards and overdraft
protection) are a great way to build credit quickly.
The more you use them responsibly, the quicker you

will be able to upgrade from a secured card to an
unsecured one. So if this sounds like something for
you, talk with their friendly customer service
representatives today about getting started on
building up your credit history.

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