Page 29 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

● 3rd Bonus Note

Authorized User: What It Is

The best way to build your credit and simultaneously help your loved ones build theirs is
to secure an authorized user credit card. Or, you have a lackluster credit rating, and as a
result of this, building your credit score seems unrealistic.

Make no mistake; you can't build your credit score without gaining access to a credit card
or loan. However, if you can add yourself as an authorized user to someone else's credit
card, you are on your way to building a good credit history, provided that you make good
use of it.

Before we get ahead of ourselves, let us understand who an authorized user is.

Who is an authorized user?
An authorized user is someone you trust who has been added to your credit card so that
they can have access to it, and it can help build their credit history. The person's credit
card will be issued after you have completed the authorization process.

Now let us take a look at some of the best cards with rewarding perks for authorized
users.

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