Page 27 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

● 2nd Bonus Note

Self Lender Card (Secured Card)

This card is a product of Austin-based startup Self. A Self secured card aims to help
people with no and poor credit to build their credit profile. Aside from the fact that
this card application process is fast and straightforward, there is no hard credit
check on you when you want to get a card.

On top of that, you need not have an upfront payment to secure this Self lender
card, as long as you have made three on-time payments in your Credit Builder
Account. Due to a no-hard-credit check, this card can easily be accessed by
everyone. You must maintain excellent and responsible use of this card because it
reports to Equifax, TransUnion, and Experian, the three major credit bureaus.

However, one of this card's greatest undoing is that consumers have to exercise
patience for at least three months before they can get it. This is because you will
have to make three on-time payments on your loan account, but it is an excellent
choice for anyone who wants a dual-function card—that is, while it serves the
function of a credit card, it also helps you commit to your investment plans. Go here
to get started with Self.

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